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Mortgage Services Tailored to you home specialist

Get the guidance you need!

Home loan, Purchase,Refinance

Business loan, Commercial loan, SMSF home specialist

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Chat Now 0421 4922 48 home loan, purchase,refinance business loan, commercial loan,smsf

Services

Home Purchases & Refinances

We can help you in getting home loans for

Residential,

Investment

SMSF (Self-Managed Super Funds)

and Refinance them to more suitable rates!

If you are buying a property for yourself to live in, or buying as an investment and wondering how much you can borrow or the best way to set up your loan. or simply just wanting to refinance to a

We can help you in getting home loans for

Residential,

Investment

SMSF (Self-Managed Super Funds)

and Refinance them to more suitable rates!

If you are buying a property for yourself to live in, or buying as an investment and wondering how much you can borrow or the best way to set up your loan. or simply just wanting to refinance to a better rate, or get a home loan to an investment property with your SMSF (Self-Managed Super Funds) .

Please feel free to book an appointment with me, and I will give you a 1 on 1 complementary consultation .

home loan, purchase,refinance home specialist

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Commercial/Business loans

Home Purchases & Refinances

We do Commercial loans, Such as

1, Business loans (working capital, or cash flow)

2, Car loan

3, Machinery loan

4, Business Acquisition loan

5, Commercial real estate loan ( to buy a factory, a warehouse etc)

If you need money to assist in your business cash flow, working capital, buying a private or company car, buying a new machine or for bus

We do Commercial loans, Such as

1, Business loans (working capital, or cash flow)

2, Car loan

3, Machinery loan

4, Business Acquisition loan

5, Commercial real estate loan ( to buy a factory, a warehouse etc)

If you need money to assist in your business cash flow, working capital, buying a private or company car, buying a new machine or for business acquisition purposes.

Please feel free to book an appointment with me, and I will give you a 1 on 1 complementary consultation

business loan, commercial loan,smsf

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About

Home Purchases & Refinances

About

About Me

I am a licensed Mortgage Broker who has access to many different lenders including

Big 4 banks, smaller banks and non-conforming lenders who can suit different needs according to your circumstances.

And because I am independent of all those lenders, I get paid by the lenders only when you get your loan!

Not only that, each lender

About Me

I am a licensed Mortgage Broker who has access to many different lenders including

Big 4 banks, smaller banks and non-conforming lenders who can suit different needs according to your circumstances.

And because I am independent of all those lenders, I get paid by the lenders only when you get your loan!

Not only that, each lender pays us almost the same, therefore my assistance to you in finding the right product and the right lender for you becomes my top priority, your best interest is my best interest, and I will

streamline the application process and do the legwork for you going to different banks because I can access and evaluate which lenders is most suitable for you! I am your one-stop shop on your journey to get a loan!

Just book an appointment with me, and I will give you a 1 on 1 consultation

home loan, purchase,refinance

business loan, commercial loan,smsf

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Contact Us

Better yet, see us in person!

We love our customers, feel free to book a face to face appointment during normal business hours !

home loan, purchase,refinance business loan, commercial loan,smsf

Cristine Yang

Bundoora, Victoria, Australia

Hours

Mon	09:00 am – 07:00 pm
Tue	09:00 am – 07:00 pm
Wed	09:00 am – 07:00 pm
Thu	09:00 am – 07:00 pm
Fri	09:00 am – 07:00 pm
Sat	By Appointment
Sun	By Appointment

Contact us disclaimer:

The privacy of your information is important to us. By Providing your personal information to Connective, you consent to be contacted by a representative of Connective from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may also do so by mail or eletronically. You can unsubscribe by notifying us and we will no longer send this information to you. For Connective's full Privacy Policy,please refer to our website.

Privacy Policy

At Home Specialist Pty.Ltd, we are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What information do we collect and how do we use it?

We will ask you for personal information when we assist you with your finance. Personal information may include any sensitive information (including health information) and may include any information you tell us about any vulnerability you may have. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?

If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.

How do we hold and protect your information?

We strive to maintain the reliability, accuracy, completeness, and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements

We hold the information we collect from you<insert brief details of how and where you store your clients’ information>.

We ensure that your information is safe by our CRM.

Will we disclose the information we collect to anyone?

We do not sell, trade, or rent your personal information to others.

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, re-organisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.

We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

Disclosures to overseas recipients

Some of the recipients to whom we disclose your personal information may be based overseas. It is not practicable to list every country in which such recipients are located but it is likely that such countries will include the Philippines, India, and Nepal.

· From time to time, we will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

· You can unsubscribe ‘opt-out’ by notifying us and we will no longer send information to you.

The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.

How can you check, update or change the information we are holding?

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to Cristineyang@homespecialist.com.au

We do not charge for receiving a request for access to personal information or for complying with a correction request.

Your consent

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Tell us what you think

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Cristineyang@homespecialist.com.au

Complaints

Internal Dispute Resolution

If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to; The Coplaints Officer at Cristineyang@homespecialist.com.au, please make sure you include as much information as you can.

You should explain the details of your complaint as clearly as you can. Ideally, this should be in writing, however you can lodge your complaint via telephone, in person or online. When we receive a complaint, we will attempt to resolve it promptly.

Disclaimer:

This page provides general information only and has been prepared without taken into accounts of your objective, financial situation or needs. We reccomend that you consider whether for your circumcetancs and your full financial situation will need to be reviewed prior to acceptance to any offer or any product. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Licensing Statement:

Credit representative 539484 is authorised under Australian Credit License 389328

Cristine Yang
Home Specialist Pty.Ltd

Mortgage Services Tailored to you home specialist

Services

Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

Commercial/Business loans

Home Purchases & Refinances

Home Purchases & Refinances

About

Home Purchases & Refinances

About

Contact Us

Drop your enquiries here, we will call you back in 24 hours !

Better yet, see us in person!

Cristine Yang

Hours

Mortgage Services Tailored to you home specialist

Services

Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

Commercial/Business loans

Home Purchases & Refinances

Home Purchases & Refinances

About

Home Purchases & Refinances

About

Contact Us

Drop your enquiries here, we will call you back in 24 hours !

Better yet, see us in person!

Cristine Yang

Hours

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